Break ObamaCare’s Back: Do Not Purchase Health Insurance

Break ObamaCare’s Back: Do Not Purchase Health Insurance

by John Nolte 8 Jun 2015

http://www.breitbart.com/big-government/2015/06/08/break-obamacares-back-do-not-purchase-health-insurance/

Running around uninsured for the first time in my adult life has not been easy. The tax penalty isn’t cheap (2.5% of your taxable income) and there is the constant uneasy fear of an expensive medical problem, a cancer or car accident, the kind that can bankrupt you.

History has shown, though, that there is almost always a personal price to pay for social change through civil disobedience — a price I’m willing to pay to help break the back of ObamaCare, an immoral and illegitimate government program sold with serial-presidential (and media) lies and  enacted into law using one-party procedural tricks.

Like a vast majority of Americans, I was happy with our imperfect health care system prior to the passage of ObamaCare. In-between employer insurance opportunities, I had always purchased an affordable catastrophic plan with a high deductible. It was the best of both worlds — allowing me to pay out of pocket most of my care while enjoying the peace of mind that comes with an emergency insurance policy.

ObamaCare made these wonderful catastrophic policies illegal.

Actually, what ObamaCare did was make these catastrophic plans unaffordable.

ObamaCare’s insanely high deductibles really are catastrophic plans; just very expensive ones — in my case, close to three times the cost of my last catastrophic plan.

Paying the tax penalty and my medical costs out of pocket is still cheaper than purchasing ObamaCare. When you are uninsured, an entirely different world opens up for you. Doctors charge less. Pharmacies charge less. Everyone charges less.

Under ObamaCare, I would have to pay close to $400 for a monthly premium, and my $6500 deductible would ensure I pay out of pocket for almost all of the same services I’m paying out-of-pocket for now.  Because I would be “insured,” I would also pay more for these services. My uninsured discount would no longer apply. On top of this, ObamaCare premium costs are expected to explode by double digits next year.

Even accounting for the tax penalty, my annual health care costs would more than double under ObamaCare.  And I’m someone with more than one monthly prescription who visits the doctor regularly. I take my health seriously and oftentimes am tempted to break weak  and purchase ObamaCare for fear of a catastrophic health event.

I won’t, though, because I want to do my part to break the back of ObamaCare. I just can’t live with the idea of doing anything that will benefit Obama’s and the media’s serial lies. And as an American, I surely can’t abide being forced into doing anything. Giving in can get to be a habit, a dangerous habit.

Hopefully, the Supreme Court will do the right thing this month and end these illegal ObamaCare subsidies going to able-bodied adults. The idea that we the taxpayers are making insurance companies rich by paying for any part of someone else’s over-priced health insurance premium is almost too maddening to comprehend.

The greedy takers enjoying these subsidies aren’t eligible for disability, Social Security, or Medicaid. Like my wife and I did to make ends meet when necessary, these people need to work harder, second and third jobs, not steal from those of us who have.

Either way the Court rules, ObamaCare can still collapse under its own weight if enough people refuse to sign up. Even with its mandate, ObamaCare is already millions of people behind projected enrollment figures, which could finally break its back:

[A]s of now, HHS says that just 10.2 million signed up and paid premiums (which only met HHS’s downwardly revised target). That means that the number of enrollees will have to double next year to meet CBO projections of 21 million.

Regardless of what the Supreme Court decides about the legality of federal exchange subsidies later this month, reaching 21 million will be a challenge. Especially because in the first two years, Obamacare may have already signed up the low-hanging fruit — those who had the greatest need for health insurance.

The number of enrollees isn’t of arbitrary importance, either. Insurers require a broad enough pool of enrollees to manage their risk and keep premiums stable. …

But if this doesn’t work, and enrollment substantially lags in 2016, insurers could be spooked enough into stepping away from the exchanges, driving up rates even further and placing the program’s sustainability in doubt.

A new Washington Post poll shows that ObamaCare is currently as unpopular as ever. Only 39% of Americans support the illegitimate program, while a full 54% oppose.

This is not surprising.

ObamaCare has been all pain, no gain (except for the lazy, able-bodied takers enjoying our subsidies). All the promises from Obama, Democrats, and the media were lies. Emergency room visits haven’t decreased. Costs have exploded, not decreased. We did lose the insurance and doctors we liked. We did lose a lot of choices. Religious liberty is constantly under attack.

Worst of all, a terrible precedent has been set. For the first time in America, Americans are required by the federal government to purchase something for “their own good” — and not because we choose to do something like drive a car or live in a city. There is no opting out of ObamaCare, no way to escape it.

Except through risky civil disobedience.

Supreme Court

John G. Roberts Jr. is the chief justice for the U.S. Supreme Court, the chancellor for the Smithsonian Institution, and an honorary member of the Robert Trent Jones Golf Club (Gainesville, VA).

Note: Joseph R. Biden Jr. is a regent at the Smithsonian Institution, and the vice president for the Barack Obama administration.

Shirley Ann Jackson is a regent at the Smithsonian Institution, and a trustee at the Brookings Institution (think tank).

David M. Rubenstein is a regent at the Smithsonian Institution, a co-chairman for the Brookings Institution (think tank), and the president of the Economic Club of Washington.  

Vernon E. Jordan Jr. was the president of the Economic Club of Washington, is the president emeritus for the Robert Trent Jones Golf Club (Gainesville, VA), an honorary trustee at the Brookings Institution (think tank), Valerie B. Jarrett’s great uncle, a director at the American Friends of Bilderberg (think tank), and a 2008 Bilderberg conference participant (think tank).

Foundation to Promote Open Society was a funder for the Brookings Institution (think tank), the Committee for Economic Development, and the Human Rights First.

George Soros was the chairman for the Foundation to Promote Open Society, and William D. Zabel was his divorce lawyer.

Cyrus F. Freidheim Jr. is an honorary trustee at the Brookings Institution (think tank), and a member of the Commercial Club of Chicago.

Valerie B. Jarrett is Vernon E. Jordan Jr’s great niece, the senior adviser for the Barack Obama administration, and a member of the Commercial Club of Chicago.

Commercial Club of Chicago, Members Directory A-Z (Past Research)

Tuesday, December 17, 2013       

http://thesteadydrip.blogspot.com/2013/12/commercial-club-of-chicago-members.html

Walter E. Massey is a member of the Commercial Club of Chicago, and was regent at the Smithsonian Institution.

Alan G. Spoon was a regent for the Smithsonian Institution, and a trustee at the Committee for Economic Development.

Donna S. Morea was a trustee at the Committee for Economic Development, and the EVP for the CGI Group Inc.

CGI Group Inc. was the Obamacare contractor that developed Healthcare.gov web site.

Obamacare is Barack Obama’s signature policy initiative.

Barack Obama’s signature policy initiative is Obamacare, and was an intern at Sidley Austin LLP.

Michelle Obama was a lawyer at Sidley Austin LLP.        

Sidley Austin LLP was the lobby firm for the Pharmaceutical Research and Manufacturers of America (Big Pharma).

Newton N. Minow is a senior counsel at Sidley Austin LLP, and a member of the Commercial Club of Chicago.

R. Eden Martin is the president of the Commercial Club of Chicago, and counsel at Sidley Austin LLP.

Dora Hughes is a senior policy adviser for Sidley Austin LLP, and was a counselor at the U.S. Department of Health and Human Services (HHS) for Kathleen Sebelius.

Kathleen Sebelius’s counselor at the U.S. Department of Health and Human Services (HHS) was Dora Hughes, and was the secretary at the U.S. Department of Health and Human Services (HHS) for the Barack Obama administration.  

Howard K. Koh is the assistant secretary at the U.S. Department of Health and Human Services (HHS) for the Barack Obama administration, and is Harold H. Koh’s brother.

Harold H. Koh is Howard K. Koh’s brother, was the legal adviser at the U.S. Department of State for the Barack Obama administration, a trustee at the Brookings Institution (think tank), and a director at the Human Rights First.

Shirley Ann Jackson is a trustee at the Brookings Institution (think tank), and a regent at the Smithsonian Institution.

John G. Roberts Jr. is the chancellor for the Smithsonian Institution, an honorary member of the Robert Trent Jones Golf Club (Gainesville, VA), and the chief justice for the U.S. Supreme Court.

William D. Zabel is the chair for Human Rights First, was a trustee at the Foundation to Promote Open Society, and George Soros’s divorce lawyer.

George Soros’s divorce lawyer was William D. Zabel, and was the chairman for the Foundation to Promote Open Society.

Foundation to Promote Open Society was a funder for the Human Rights First.

Mark A. Angelson was a director at the Human Rights First, and a partner at Sidley Austin LLP.

James D. Zirin was a director at the Human Rights First, and is a senior counsel at Sidley Austin LLP.

Dora Hughes is a senior policy adviser for Sidley Austin LLP, and was a counselor at the U.S. Department of Health and Human Services (HHS) for Kathleen Sebelius.

Michelle Obama was a lawyer at Sidley Austin LLP.

Sidley Austin LLP was the lobby firm for the Pharmaceutical Research and Manufacturers of America (Big Pharma).

Barack Obama was an intern at Sidley Austin LLP, and his signature policy initiative is Obamacare.

CGI Group Inc. was the Obamacare contractor that developed Healthcare.gov web site.

Donna S. Morea was the EVP for the CGI Group Inc., and a trustee at the Committee for Economic Development.

Alan G. Spoon was a trustee at the Committee for Economic Development, and a regent for the Smithsonian Institution.

John G. Roberts Jr. is the chancellor for the Smithsonian Institution, an honorary member of the Robert Trent Jones Golf Club (Gainesville, VA), and the chief justice for the U.S. Supreme Court.  

Joseph R. Biden Jr. is a regent at the Smithsonian Institution, and the vice president for the Barack Obama administration.

Vernon E. Jordan Jr. is the president emeritus for the Robert Trent Jones Golf Club (Gainesville, VA), an honorary trustee at the Brookings Institution (think tank), Valerie B. Jarrett’s great uncle, a director at the American Friends of Bilderberg (think tank), a senior counsel for Akin, Gump, Strauss, Hauer & Feld, LLP, was the president of the Economic Club of Washington, and a 2008 Bilderberg conference participant (think tank).

Akin, Gump, Strauss, Hauer & Feld, LLP is the lobby firm for the Pharmaceutical Research and Manufacturers of America (Big Pharma).

Wilmer Cutler Pickering Hale and Dorr was the lobby firm for the Pharmaceutical Research and Manufacturers of America (Big Pharma).

Cameron F. Kerry was an associate at Wilmer Cutler Pickering Hale and Dorr, is U.S. Department of State secretary John F. Kerry’s brother, and a fellow at the Brookings Institution (think tank).

Shirley Ann Jackson is a trustee at the Brookings Institution (think tank), and a regent at the Smithsonian Institution.

John G. Roberts Jr. is the chancellor for the Smithsonian Institution, an honorary member of the Robert Trent Jones Golf Club (Gainesville, VA), and the chief justice for the U.S. Supreme Court.

Teresa Heinz Kerry is married to U.S. Department of State secretary John F. Kerry, an honorary trustee at the Brookings Institution (think tank), and the chair for the Heinz Endowments.

Heinz Endowments was a funder for the Brookings Institution (think tank).

Shirley Ann Jackson is a trustee at the Brookings Institution (think tank), and a regent at the Smithsonian Institution.

John G. Roberts Jr. is the chancellor for the Smithsonian Institution, an honorary member of the Robert Trent Jones Golf Club (Gainesville, VA), and the chief justice for the U.S. Supreme Court.